Obamacare chicago

There has been much interest in understanding what the qualifications are for health insurance under the Affordable Care Act. In Illinois, as with all states, determining an individual's or family's ability to receive subsidized health insurance, will be based almost exclusively on income. Families who earn less than 4 times the national poverty level, will be able to apply for health insurance through a Health Insurance Exchange HIX , in order to receive more affordable coverage.

For many, the premiums they pay after January 1st will be significantly lower than what they paid prior to the official rollout of Healthcare Reform. For those wishing to apply for discounted health insurance coverage under the Affordable Care Act, their income will play a major role in deciding their eligibility. The amounts used will vary from individuals and families, as will the premiums each ends up paying for their plan.

In Illinois, an individual unmarried with no children has two options: either purchase insurance directly from a major health insurance provider, such as Blue Cross and others, or purchase it at a discounted rate though an established health insurance exchange HIX. For those looking to purchase a plan directly from a major health insurance carrier, they will likely see an increase in premiums ranging from moderate to sharp.

These rates are expected to be higher than premiums prior to the roll out of the Affordable Care Act, in order to help fund the discounted rates that those below the poverty line unemployed, poorer families, etc. This will be applicable to those individuals who earn more than the established poverty levels. The other option, those who earn less than 4X the established poverty level, is that they will be allowed to purchase health insurance directly from the Illinois Health Insurance Exchange.

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Don't overpay for health insurance. No Commitment. Start Now. Find Affordable Healthcare Options! Affordable solutions at budget-friendly options! Access plan options in minutes. Find Plans. Get Affordable Options! We are well-versed on all aspects of the Affordable Care Act, and will work with you from start to finish.

Since Premier has been offering the most diverse selection of IL health insurance plans and coverage options. Speak with one of our agents or get a free quote! Main Menu. Determining Your Eligibility for Affordable Care Health Plans The following chart shows the income requirements needed to receive subsidized health insurance benefits in the state of Illinois.

Find out if you're eligible for a health insurance subsidy in Illinois We at Premier understand how new and confusing this can be, especially if you're new to the idea of buying medical insurance for the first time on your own.